What is the official ID of this bill?
The official print number for this legislation is S 2108.
Flood Insurance Transparency: Public Access to Risk Data and Claims History.
This Act mandates greater transparency in the National Flood Insurance Program by requiring the public release of detailed data on flood risk, claims history, and premium calculations. Citizens will gain access to localized flood risk information, allowing them to better understand their insurance costs and assess the necessity of mitigation measures. All data will be made available through an open-source electronic system while protecting individual property owners' personal information.
Key points
All data, models, and tools used to assess flood risk and set premiums, including historical claims and policy amounts, must be made publicly available.
Property owners will access localized information (zip code/census block) regarding loss history and flood risk to inform financial and mitigation decisions.
A new public database will track community compliance with flood insurance requirements and identify areas with high numbers of repeatedly damaged properties.
Status:
Expired
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