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Mandatory Health Coverage for Infertility Treatment and IVF Procedures.

This bill mandates that most health insurance plans, including employer-sponsored, federal, and Medicaid programs, must cover infertility treatment, including in vitro fertilization (IVF) and other assisted reproductive technologies (ART). This change significantly lowers the financial barrier for millions of Americans seeking to build a family. Additionally, the law requires coverage for fertility preservation services for individuals facing medical treatments (like chemotherapy) that could cause permanent infertility.
Key points
Insurers must cover infertility treatment, including IVF, if they already cover obstetrical services.
Out-of-pocket costs (deductibles, copayments) for infertility services cannot exceed those applied to similar medical services.
Federal programs (FEHBP, TRICARE) and state Medicaid plans are required to provide comprehensive infertility coverage.
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Additional Information
Print number: 118_S_2386
Sponsor: Sen. Booker, Cory A. [D-NJ]
Process start date: 2023-07-19