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Credit Report Accuracy: Right to Use Only Current Legal Name.

This law grants citizens the right to request that credit reporting agencies use only their current, legal name on consumer reports. Upon a consumer's request, any previous names (such as a maiden name) must be removed from credit reports. This change aims to enhance data accuracy and privacy, simplifying personal financial management.
Key points
You gain the right to demand that credit bureaus use only your current legal name on your credit report.
Previous names (e.g., names used before a change in marital status) must be excluded from the credit report upon your request.
The change is designed to improve report accuracy and protect consumer privacy.
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Additional Information
Print number: 118_S_2592
Sponsor: Sen. Fetterman, John [D-PA]
Process start date: 2023-07-27