OFFICIAL LEGAL TITLE
Name Accuracy in Credit Reporting Act
FREQUENTLY ASKED QUESTIONS
What is the official ID of this bill?
The official print number for this legislation is 118_S_2592.
Which chamber initiated this legislation?
This legislation was initiated in the Senate.
When did the legislative process begin?
The process officially started on 2023-07-27.
What are the main provisions?
Key points include:
- You gain the right to demand that credit bureaus use only your current legal name on your credit report.
- Previous names (e.g., names used before a change in marital status) must be excluded from the credit report upon your request.
- The change is designed to improve report accuracy and protect consumer privacy.
What is the specific legal status?
The current status is Expired.
Where can I read the full text of this legislation?
The full official text is available at:
View full text
Who is the primary sponsor?
The primary sponsor is Sen. Fetterman, John [D-PA].
What is the latest detailed status?
The latest detailed status is: Introduced in Senate
Is this summary verified?
Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.