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Flood Insurance Program Extended: NFIP Operational Until End of 2023.

This law temporarily extends the National Flood Insurance Program (NFIP) until December 31, 2023. This change ensures that citizens in flood-prone areas can continue to purchase new flood insurance policies or renew existing ones, preventing a lapse in financial protection. It guarantees the continuity of support for homeowners and businesses.
Key points
The National Flood Insurance Program (NFIP) is extended for three months, until December 31, 2023.
Property owners can continue to buy or renew flood insurance policies without interruption until the end of the year.
The extension is retroactive if enacted after September 30, ensuring seamless program continuity.
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Additional Information
Print number: 118_S_2968
Sponsor: Sen. Kennedy, John [R-LA]
Process start date: 2023-09-28
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Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

NFIP Extension through 2023 Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_S_2968.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2023-09-28.

What are the main provisions?

Key points include:

  • The National Flood Insurance Program (NFIP) is extended for three months, until December 31, 2023.
  • Property owners can continue to buy or renew flood insurance policies without interruption until the end of the year.
  • The extension is retroactive if enacted after September 30, ensuring seamless program continuity.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Kennedy, John [R-LA].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

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Real Estate Economy