arrow_back Back to App

Medical Debt Relief: Removing Health Bills from Credit Reports

This bill aims to stop medical debt from negatively affecting consumers' credit scores and financial opportunities. It mandates the removal of all adverse information related to medical debt from consumer credit reports. Furthermore, creditors will be prohibited from using medical debt information when deciding whether to extend credit to a consumer.
Key points
Debts arising from medical services, products, or devices will be excluded from your credit report.
Lenders cannot use information about your medical debt when evaluating whether to grant you credit.
The goal is to improve the credit standing of individuals burdened by healthcare costs.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 118_S_3103
Sponsor: Sen. Merkley, Jeff [D-OR]
Process start date: 2023-10-19