Medicare Buy-In Option for Retired First Responders Aged 50-64
This law creates an option for retired or disabled first responders (police, firefighters) aged 50 to 64 to purchase full Medicare coverage. This ensures access to comprehensive health care benefits before the standard age of 65. While participants must pay a monthly premium, they may qualify for financial assistance through existing Affordable Care Act tax credits and cost-sharing reductions, lowering their financial burden.
Key points
Early Medicare Access: Allows eligible retired or disabled first responders (ages 50-64) to voluntarily buy into Medicare (Parts A, B, and D).
Financial Assistance: Enrollees can utilize premium tax credits and cost-sharing reductions available under the Affordable Care Act (ACA) to help cover costs.
Guaranteed Supplemental Coverage: Provides guaranteed access to Medigap supplemental policies upon initial and subsequent enrollment in the program.
Expired
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