Patient's Choice Act: Protecting Short-Term Health Insurance Duration up to 36 Months.
This bill prevents federal agencies from finalizing a rule that would restrict the maximum duration of Short-Term, Limited-Duration Insurance (STLDI). It ensures that citizens can continue to use these plans, often a lower-cost alternative, for up to 36 months, including renewals. The legislation also formally defines STLDI within federal health law.
Key points
Prohibits federal agencies from reducing the maximum term length for short-term health insurance plans.
Maintains the ability for consumers to use short-term health plans for up to 36 months (including renewals).
Establishes a formal definition of Short-Term, Limited-Duration Insurance in the Public Health Service Act.
Expired
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