What is the official ID of this bill?

The official print number for this legislation is S 4671.

When did the legislative process begin?

The process officially started on 2024-07-11.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/118/bills/s4671/BILLS-118s4671is.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

Who is the primary sponsor?

The primary sponsor is Sen. Casey, Robert P., Jr. [D-PA].

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Analysis and Potential Impact of S 4671

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Cap on Prescription Drug Costs: Annual Out-of-Pocket Limits for Citizens.

Q: What are the main provisions?

Key points include: Spending limit on drugs: Starting in 2026, the maximum annual out-of-pocket cost for covered prescription drugs will be $2,000 per enrolled individual. Family limit: The maximum annual out-of-pocket cost for covered prescription drugs for a family will be capped at $4,000. Inflation adjustment: These limits will be adjusted annually based on the medical care component of the consumer price index to maintain their real value. Effective date: The changes apply to plan years beginning after December 31, 2025, affecting qualified health plans and group health plans.

This Act establishes maximum annual out-of-pocket spending limits for prescription drugs for individuals covered by qualified health plans and group health plans. Starting in 2026, the maximum cost for prescription drugs will be $2,000 per year for an individual and $4,000 for a family, protecting citizens from unexpected, high treatment costs. These limits will be adjusted annually based on the medical inflation rate.

Key points

Spending limit on drugs: Starting in 2026, the maximum annual out-of-pocket cost for covered prescription drugs will be $2,000 per enrolled individual.

Family limit: The maximum annual out-of-pocket cost for covered prescription drugs for a family will be capped at $4,000.

Inflation adjustment: These limits will be adjusted annually based on the medical care component of the consumer price index to maintain their real value.

Effective date: The changes apply to plan years beginning after December 31, 2025, affecting qualified health plans and group health plans.

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Additional Information

Capping Prescription Costs Act of 2024

Print number: S 4671

Sponsor: Sen. Casey, Robert P., Jr. [D-PA]

Process start date: 2024-07-11

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-flash-latest

Source data: api.congress.gov

AI work logs for this document launch

Cap on Prescription Drug Costs: Annual Out-of-Pocket Limits for Citizens.

Key Questions about Cap on Prescription Drug Costs: Annual Out-of-Pocket Limits for Citizens.