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Faster Credit Freezes for Newborns and Minors: Identity Theft Protection.

This law speeds up and simplifies the process for parents to place security freezes on the credit reports of children under 16, significantly enhancing protection against identity theft. Credit reporting agencies must implement the freeze within 1 business day (online/phone) or 3 days (mail) free of charge. Furthermore, the Social Security Administration must provide instructions on how to request a freeze when issuing a child's SSN.
Key points
Credit reporting agencies must place a security freeze for a minor within 1 business day if the request is made electronically or by phone, free of charge.
The Social Security Administration must include instructions on placing a credit freeze when issuing a Social Security Number or replacement card to a child under 16.
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Additional Information
Print number: 118_S_4916
Sponsor: Sen. Hassan, Margaret Wood [D-NH]
Process start date: 2024-07-31
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Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Credit Freeze for Newborns Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_S_4916.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2024-07-31.

What are the main provisions?

Key points include:

  • Credit reporting agencies must place a security freeze for a minor within 1 business day if the request is made electronically or by phone, free of charge.
  • The Social Security Administration must include instructions on placing a credit freeze when issuing a Social Security Number or replacement card to a child under 16.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Hassan, Margaret Wood [D-NH].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

CATEGORIES

Security Family Economy