Streamlining Benefits Access and Financial Empowerment for Low-Income Families via Tech
This act establishes pilot programs to simplify how low-income citizens access government and nonprofit assistance using technology. It funds the creation of "HOPE Accounts" accessible via smartphones, allowing individuals to simultaneously apply for multiple benefits, manage savings, pay bills, and track deadlines in one secure place. The goal is to reduce bureaucratic hurdles, increase participation in vital programs, and promote long-term financial stability without reducing existing aid or privacy protections.
Key points
Creates competitive grants for pilot projects to establish secure, centralized digital accounts (HOPE Accounts) for managing benefits, savings, and financial planning.
Allows citizens to apply for and manage multiple federal and state assistance programs (food, housing, health, tax credits) at once using a smartphone or computer.
Guarantees that the new system will not decrease existing aid, increase application requirements, or track immigration status, while protecting personal data privacy.
Provides basic smartphones and subsidized internet access to participants who need them, ensuring digital inclusion.
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