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Easier Access to Group Health Plans via Health Marketplace Pools

This law establishes a new mechanism allowing groups of individuals (Health Marketplace Pools) to be treated as an employer for the purpose of offering group health plans. This means citizens, including employees and their families, can access group insurance, which is often more affordable and comprehensive. These Pools can even offer plans covering only prescription and over-the-counter drugs, providing greater flexibility in insurance choices.
Key points
New Health Marketplace Pools can offer group insurance, increasing accessibility and potentially lowering healthcare costs for members.
Pools cannot discriminate against members based on health status, ensuring fair access to coverage.
The ability to create insurance plans focused solely on covering drug costs (prescription and over-the-counter).
Participation in a Health Marketplace Pool does not establish an employment or joint employer relationship, protecting employers and members from additional legal liabilities.
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Additional Information
Print number: 118_S_5298
Sponsor: Sen. Paul, Rand [R-KY]
Process start date: 2024-11-12
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Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Health Marketplace for All Act of 2024

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_S_5298.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2024-11-12.

What are the main provisions?

Key points include:

  • New Health Marketplace Pools can offer group insurance, increasing accessibility and potentially lowering healthcare costs for members.
  • Pools cannot discriminate against members based on health status, ensuring fair access to coverage.
  • The ability to create insurance plans focused solely on covering drug costs (prescription and over-the-counter).
  • Participation in a Health Marketplace Pool does not establish an employment or joint employer relationship, protecting employers and members from additional legal liabilities.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Paul, Rand [R-KY].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

CATEGORIES

Health Labor