Easier FEMA Aid Access for Disaster Survivors Lacking Formal Property Titles.
This bill significantly expands eligibility for federal disaster housing assistance, particularly for survivors who lack formal documentation of property ownership, such as those living in inherited homes. It allows applicants to use a wide range of evidence (like utility bills or medical records) to prove "constructive ownership" and introduces a simple, self-certified form to streamline the application process. This ensures more vulnerable families can access funds needed for home repair and rebuilding after major disasters.
Key points
Expanded FEMA Eligibility: Federal housing assistance is now available to individuals without documented property titles (e.g., inherited homes) and those experiencing homelessness after a disaster.
Simplified Proof of Ownership: FEMA must accept various forms of evidence, including utility bills, pay stubs, and school records, instead of requiring a formal deed.
Funding for Legalization: Assistance funds can cover costs associated with obtaining formal property titles, such as land surveys and associated fees.
Appeal Rights for Past Denials: Applicants denied aid since January 1, 2017, due to lack of documentation are given 180 days to appeal using the new self-certification process.
Expired
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