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Federal Worker Relief: Protection from Evictions, Foreclosures, and Debt During Shutdowns.

This Act grants temporary financial and legal protection to federal employees and contractors during a government shutdown or debt limit breach. Affected citizens can seek court-ordered stays on evictions, foreclosures, student loan repayments, and tax payments. The goal is to safeguard their civil rights and financial stability when they are furloughed or working without pay, without harming their future creditworthiness.
Key points
Eviction and Foreclosure Protection: Landlords cannot evict federal workers, and property cannot be foreclosed upon or seized without a court order during the shutdown period.
Student Loan and Insurance Relief: Workers are eligible for student loan deferment (no interest accrual) and their essential insurance policies (health, life, auto) cannot lapse due to non-payment of premiums.
Tax Deferral and Credit Safeguards: Allows for the deferral of federal income tax payments and prohibits creditors from using the application for relief under this Act as the sole reason for denying credit or reporting adverse credit information.
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Additional Information
Print number: 118_S_640
Sponsor: Sen. Schatz, Brian [D-HI]
Process start date: 2023-03-02
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Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Federal Employees Civil Relief Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_S_640.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2023-03-02.

What are the main provisions?

Key points include:

  • Eviction and Foreclosure Protection: Landlords cannot evict federal workers, and property cannot be foreclosed upon or seized without a court order during the shutdown period.
  • Student Loan and Insurance Relief: Workers are eligible for student loan deferment (no interest accrual) and their essential insurance policies (health, life, auto) cannot lapse due to non-payment of premiums.
  • Tax Deferral and Credit Safeguards: Allows for the deferral of federal income tax payments and prohibits creditors from using the application for relief under this Act as the sole reason for denying credit or reporting adverse credit information.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Schatz, Brian [D-HI].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-27.

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