arrow_back Civic Audit
Share share

Federal Student Loan Interest Rate Cut to 2 Percent

This proposed bill aims to significantly reduce the cost of higher education for millions of Americans. If passed, the interest rate on all Federal student loans would be fixed at 2 percent. This change means lower monthly payments and reduced overall debt burden for individuals repaying their education loans.
Key points
Interest rates on Federal student loans would be lowered to 2%, drastically reducing the total cost of debt repayment.
The change applies to all Federal student loans, providing financial relief to graduates and current students.
article Official text account_balance Process page notifications_active Track this Bill
Status: Introduced
Civic Will
Checking votes...
I support
I oppose
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 119_HRES_883
Sponsor: Rep. Luna, Anna Paulina [R-FL-13]
Process start date: 2025-11-17
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Providing for consideration of the bill (H.R. 2003) to amend the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HRES_883.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-11-17.

What are the main provisions?

Key points include:

  • Interest rates on Federal student loans would be lowered to 2%, drastically reducing the total cost of debt repayment.
  • The change applies to all Federal student loans, providing financial relief to graduates and current students.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Luna, Anna Paulina [R-FL-13].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Rules.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Economy