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Extending Healthcare Subsidies and Strengthening Anti-Fraud Protections

This Act extends enhanced health insurance premium tax credits through 2027, ensuring millions of Americans continue to benefit from lower monthly healthcare costs. It also establishes strict penalties for agents and brokers involved in fraud or unauthorized enrollments, significantly boosting consumer protection on health insurance Exchanges. The open enrollment period for 2026 is substantially extended.
Key points
Enhanced health insurance subsidies are extended through the end of 2027, keeping premiums lower for eligible individuals, including those with higher incomes.
New, severe civil and criminal penalties for agents and brokers who commit fraud or negligence during enrollment.
The 2026 Open Enrollment Period is significantly extended until May 15, 2026.
New requirements for Exchanges to remove deceased individuals from health plans to prevent fraud and improper payments.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HRES_902
Sponsor: Rep. Suozzi, Thomas R. [D-NY-3]
Process start date: 2025-11-20
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Providing for consideration of the bill (H.R. 185) to advance responsible policies.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HRES_902.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-11-20.

What are the main provisions?

Key points include:

  • Enhanced health insurance subsidies are extended through the end of 2027, keeping premiums lower for eligible individuals, including those with higher incomes.
  • New, severe civil and criminal penalties for agents and brokers who commit fraud or negligence during enrollment.
  • The 2026 Open Enrollment Period is significantly extended until May 15, 2026.
  • New requirements for Exchanges to remove deceased individuals from health plans to prevent fraud and improper payments.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Suozzi, Thomas R. [D-NY-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Rules.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Health Taxes