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Extending Healthcare Subsidies and Strengthening Anti-Fraud Protections

This Act extends enhanced health insurance premium tax credits through 2027, ensuring millions of Americans continue to benefit from lower monthly healthcare costs. It also establishes strict penalties for agents and brokers involved in fraud or unauthorized enrollments, significantly boosting consumer protection on health insurance Exchanges. The open enrollment period for 2026 is substantially extended.
Key points
Enhanced health insurance subsidies are extended through the end of 2027, keeping premiums lower for eligible individuals, including those with higher incomes.
New, severe civil and criminal penalties for agents and brokers who commit fraud or negligence during enrollment.
The 2026 Open Enrollment Period is significantly extended until May 15, 2026.
New requirements for Exchanges to remove deceased individuals from health plans to prevent fraud and improper payments.
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Status: Introduced
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Additional Information
Print number: 119_HRES_902
Sponsor: Rep. Suozzi, Thomas R. [D-NY-3]
Process start date: 2025-11-20
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Providing for consideration of the bill (H.R. 185) to advance responsible policies.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HRES_902.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-11-20.

What are the main provisions?

Key points include:

  • Enhanced health insurance subsidies are extended through the end of 2027, keeping premiums lower for eligible individuals, including those with higher incomes.
  • New, severe civil and criminal penalties for agents and brokers who commit fraud or negligence during enrollment.
  • The 2026 Open Enrollment Period is significantly extended until May 15, 2026.
  • New requirements for Exchanges to remove deceased individuals from health plans to prevent fraud and improper payments.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Suozzi, Thomas R. [D-NY-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Rules.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Health Taxes