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Disaster Preparedness: Grants and Tax Relief for Homeowners

This new act establishes a grant program for homeowners to undertake activities that reduce the risk of damage from natural disasters. It also includes tax credits for such expenses and excludes certain disaster assistance payments from taxable income. The goal is to enhance home safety and insurance availability.
Key points
Grant program for homeowners to strengthen properties against disasters like hurricanes, floods, and fires.
Grants up to $10,000 per household, with income limits for applicants.
A 30% tax credit for eligible disaster mitigation expenditures.
Exclusion from taxable income for certain disaster relief payments, including for agricultural assistance.
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Status:
Introduced
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Additional Information
Disaster Resiliency and Coverage Act of 2025
Print number: HR 1105
Sponsor: Rep. Thompson, Mike [D-CA-4]
Process start date: 2025-02-06
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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Summary & Status

Key Questions about Disaster Preparedness: Grants and Tax Relief for Homeowners

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 1105.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-02-06.

What are the main provisions?

Key points include:

  • Grant program for homeowners to strengthen properties against disasters like hurricanes, floods, and fires.
  • Grants up to $10,000 per household, with income limits for applicants.
  • A 30% tax credit for eligible disaster mitigation expenditures.
  • Exclusion from taxable income for certain disaster relief payments, including for agricultural assistance.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Thompson, Mike [D-CA-4].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

Analysis and Potential Impact of HR 1105

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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Real Estate Taxes Environment