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Easier Repayment for Parent PLUS Student Loans

This act makes it easier for parents to repay PLUS student loans by allowing them to choose income-driven repayment plans. This means monthly payments can be lower and better suited to a family's financial situation, reducing household budget strain.
Key points
Parents with PLUS loans can now use income-contingent repayment plans.
Monthly loan payments may be lower, adjusted to parents' earnings.
Changes also apply to consolidated PLUS loans.
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Status:
Introduced
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Additional Information
Affordable PLUS Repayment Options for Parents Act of 2025
Print number: HR 1759
Sponsor: Rep. Waters, Maxine [D-CA-43]
Process start date: 2025-02-27