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Senior Well-Being Insurance: Support for Long-Term Home Care

This bill introduces federal long-term care insurance for seniors to help cover home care costs and reduce reliance on Medicaid. It aims to protect citizens' savings and provide support for older adults with severe disabilities, enabling them to remain in their communities.
Key points
New long-term care insurance benefits for individuals at retirement age with a continuous serious functional disability.
Benefit amount will be based on the median cost of personal assistance and the number of coverage quarters.
Establishment of a Federal Long-Term Care Insurance Trust Fund, financed by government appropriations and gifts.
Benefits will not be counted as income or resources for eligibility in other federal or state programs.
Implementation of a public education plan on the importance of long-term care planning and available benefits.
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Status: Introduced
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Additional Information
Print number: 119_HR_2082
Sponsor: Rep. Suozzi, Thomas R. [D-NY-3]
Process start date: 2025-03-11
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

WISH Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_2082.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-03-11.

What are the main provisions?

Key points include:

  • New long-term care insurance benefits for individuals at retirement age with a continuous serious functional disability.
  • Benefit amount will be based on the median cost of personal assistance and the number of coverage quarters.
  • Establishment of a Federal Long-Term Care Insurance Trust Fund, financed by government appropriations and gifts.
  • Benefits will not be counted as income or resources for eligibility in other federal or state programs.
  • Implementation of a public education plan on the importance of long-term care planning and available benefits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Suozzi, Thomas R. [D-NY-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Ways and Means.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Benefits Health Family