Easier Access to Group Health Plans for Businesses and Self-Employed.
New rules make it easier for small businesses and self-employed individuals to form groups to access more affordable health plans. This allows more people to benefit from health insurance typically available to large companies, potentially lowering healthcare costs.
Key points
Small businesses and self-employed individuals can more easily form groups to collectively purchase health insurance.
Health plans offered by such groups must meet specific conditions, such as not discriminating based on health status.
Self-employed individuals are treated as both employers and employees, allowing full participation in group health plans.
The act does not exempt group health plans from existing patient protection requirements.
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