arrow_back Back to App

Greater Investment Freedom for Retirement Savings

This act aims to give citizens more control over how they invest their retirement money in individual accounts. It means you will have a wider range of investment options, and rules regarding risk and diversification will be more flexible when you manage your own funds.
Key points
More investment choices: You will have a broader range of investment options for your retirement savings if you manage them yourself.
No restrictions for brokers: The government will not be able to limit the types of investments offered through brokerage platforms you choose to manage your funds.
Easier risk management: Rules for diversification and investment prudence will be more flexible when you directly control your retirement account.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_2544
Sponsor: Rep. Donalds, Byron [R-FL-19]
Process start date: 2025-04-01
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Financial Freedom Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_2544.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-04-01.

What are the main provisions?

Key points include:

  • More investment choices: You will have a broader range of investment options for your retirement savings if you manage them yourself.
  • No restrictions for brokers: The government will not be able to limit the types of investments offered through brokerage platforms you choose to manage your funds.
  • Easier risk management: Rules for diversification and investment prudence will be more flexible when you directly control your retirement account.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Donalds, Byron [R-FL-19].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Labor Economy