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Cancelling Mortgage Loan Fee Changes

This bill aims to stop new fees and changes to how mortgage loan costs are calculated by Fannie Mae and Freddie Mac. This means citizens will not face higher fees when taking out home loans, potentially impacting their personal financial stability.
Key points
Halting planned increases in mortgage loan fees, which could lower home buying costs.
Cancelling changes introduced by Fannie Mae and Freddie Mac that would have affected loan prices.
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Status: Introduced
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Additional Information
Print number: 119_HR_258
Sponsor: Rep. Bice, Stephanie I. [R-OK-5]
Process start date: 2025-01-09
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_258.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-01-09.

What are the main provisions?

Key points include:

  • Halting planned increases in mortgage loan fees, which could lower home buying costs.
  • Cancelling changes introduced by Fannie Mae and Freddie Mac that would have affected loan prices.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Bice, Stephanie I. [R-OK-5].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Economy