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Affordable Insulin for Youth: Lower Costs, No Deductibles

New regulations aim to reduce insulin costs for individuals aged 26 and younger with private health insurance. Starting in 2026, insurers will be prohibited from applying deductibles or imposing high co-payments for insulin, making the medication more accessible and easing financial burdens for families.
Key points
Individuals aged 26 and younger with private health insurance will pay a maximum of $35 or 25% of the negotiated price for a 30-day supply of insulin.
Insurers will not be allowed to apply deductibles for selected insulin products for this age group.
Cost-sharing payments for insulin will count towards annual out-of-pocket maximums.
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Status:
Introduced
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Additional Information
Making Insulin Affordable for All Children Act
Print number: HR 2636
Sponsor: Rep. Landsman, Greg [D-OH-1]
Process start date: 2025-04-03
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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Summary & Status

Key Questions about Affordable Insulin for Youth: Lower Costs, No Deductibles

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 2636.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-04-03.

What are the main provisions?

Key points include:

  • Individuals aged 26 and younger with private health insurance will pay a maximum of $35 or 25% of the negotiated price for a 30-day supply of insulin.
  • Insurers will not be allowed to apply deductibles for selected insulin products for this age group.
  • Cost-sharing payments for insulin will count towards annual out-of-pocket maximums.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Landsman, Greg [D-OH-1].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

Analysis and Potential Impact of HR 2636

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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