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Easier COBRA to Medicare Transition: New Health Coverage Rules

This act simplifies the transition from COBRA health coverage to Medicare, providing a special enrollment period without penalties. These changes aim to protect continuous health coverage and prevent gaps for citizens moving between plans.
Key points
Establishes a special enrollment period for Medicare for individuals covered by COBRA, preventing gaps in coverage.
Individuals transitioning from COBRA to Medicare will not face higher premiums for late enrollment.
COBRA coverage cannot reduce or terminate benefits simply because someone is eligible for Medicare if they haven't enrolled yet.
Requires updates to COBRA notices to clearly explain how Medicare rules apply to COBRA coverage.
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Status:
Introduced
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Additional Information
Medicare Enrollment Protection Act of 2025
Print number: HR 2744
Sponsor: Rep. Smucker, Lloyd [R-PA-11]
Process start date: 2025-04-08