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Small Business Disaster Loans for Prolonged Power Outages

New rules allow small businesses to apply for loans to cover losses from extended power outages. Funds can be used to purchase backup power systems and to reimburse for lost food and beverages. This support aims to help businesses recover more quickly after such events.
Key points
Small businesses can get loans for damages caused by prolonged power outages.
Loans cover costs for generators, solar panels, and other energy resilience systems.
Funds can also be used to replace lost food and beverages.
A prolonged power outage is defined as power loss affecting at least 25 homes or businesses with significant uninsured losses, or lasting at least 48 hours.
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Status: Introduced
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Additional Information
Print number: 119_HR_2897
Sponsor: Rep. Stevens, Haley M. [D-MI-11]
Process start date: 2025-04-10
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

To amend the Small Business Act to make disaster loans available for damages caused by prolonged power outages, and for other purposes.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_2897.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-04-10.

What are the main provisions?

Key points include:

  • Small businesses can get loans for damages caused by prolonged power outages.
  • Loans cover costs for generators, solar panels, and other energy resilience systems.
  • Funds can also be used to replace lost food and beverages.
  • A prolonged power outage is defined as power loss affecting at least 25 homes or businesses with significant uninsured losses, or lasting at least 48 hours.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Stevens, Haley M. [D-MI-11].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Small Business.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Economy Benefits