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Student and Taxpayer Protection: New Rules for Colleges and Student Loans

This act aims to increase accountability for higher education institutions, especially for-profit ones, and protect students and taxpayers. It introduces new standards for the value of educational programs, facilitates student loan discharge in cases of fraud, and enhances oversight of educational institutions to ensure better quality education and fairness. Citizens will gain greater transparency and protection against unfair practices.
Key points
Colleges must meet new standards for graduate earnings and debt-to-earnings ratios, ensuring educational programs lead to profitable careers.
Student loan discharge is made easier in cases of fraud, misrepresentation, or school closure, protecting students from debt for worthless education.
Prohibits clauses limiting students' ability to sue institutions and prevents withholding transcripts due to outstanding balances.
Increased oversight of institutions and their service providers, including a new enforcement unit within the Department of Education and higher penalties for violations.
Institutions will disclose more information on instructional spending, recruitment, marketing, and job placement rates, increasing transparency for prospective students.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_2899
Sponsor: Rep. Takano, Mark [D-CA-39]
Process start date: 2025-04-10
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

PROTECT Students Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_2899.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-04-10.

What are the main provisions?

Key points include:

  • Colleges must meet new standards for graduate earnings and debt-to-earnings ratios, ensuring educational programs lead to profitable careers.
  • Student loan discharge is made easier in cases of fraud, misrepresentation, or school closure, protecting students from debt for worthless education.
  • Prohibits clauses limiting students' ability to sue institutions and prevents withholding transcripts due to outstanding balances.
  • Increased oversight of institutions and their service providers, including a new enforcement unit within the Department of Education and higher penalties for violations.
  • Institutions will disclose more information on instructional spending, recruitment, marketing, and job placement rates, increasing transparency for prospective students.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Takano, Mark [D-CA-39].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Education