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Increased Transparency and Protection for Health Care Sharing Ministry Members.

This new law mandates health care sharing ministries to disclose key financial and operational information. The goal is to enhance transparency and protect individuals participating in these programs, allowing them to better understand the rules and potential risks. Additionally, the Federal Trade Commission will publish consumer complaints regarding these ministries.
Key points
Health care sharing ministries must annually disclose financial reserves, number of members, total contributions and payouts, and average out-of-pocket expenses for members.
Prospective members will receive clear information on how to file complaints, whether external appeals are available, and that reimbursement is not guaranteed.
Entities enrolling individuals must inform them about alternative health coverage options, including tax credits for qualified health plans and government programs (Medicaid, Medicare).
The Federal Trade Commission will regularly publish data on consumer complaints against health care sharing ministries, including ministry names and complaint details.
Non-compliance with these new rules may result in civil monetary penalties of up to $100 per day for each affected individual.
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Status:
Introduced
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Additional Information
Health Share Transparency Act of 2025
Print number: HR 3103
Sponsor: Rep. Huffman, Jared [D-CA-2]
Process start date: 2025-04-30
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Increased Transparency and Protection for Health Care Sharing Ministry Members.

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 3103.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-04-30.

What are the main provisions?

Key points include:

  • Health care sharing ministries must annually disclose financial reserves, number of members, total contributions and payouts, and average out-of-pocket expenses for members.
  • Prospective members will receive clear information on how to file complaints, whether external appeals are available, and that reimbursement is not guaranteed.
  • Entities enrolling individuals must inform them about alternative health coverage options, including tax credits for qualified health plans and government programs (Medicaid, Medicare).
  • The Federal Trade Commission will regularly publish data on consumer complaints against health care sharing ministries, including ministry names and complaint details.
  • Non-compliance with these new rules may result in civil monetary penalties of up to $100 per day for each affected individual.

What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Huffman, Jared [D-CA-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Energy and Commerce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

Analysis and Potential Impact of HR 3103

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CATEGORIES

Health