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Budget Limits for Consumer Financial Protection Bureau

This bill introduces new rules for unspent funds of the Consumer Financial Protection Bureau (CFPB). It aims to limit the amount of money the Bureau can retain at the end of a fiscal year, with any excess being transferred to the Treasury. Citizens might perceive this as increased oversight of an institution safeguarding their financial rights.
Key points
The Consumer Financial Protection Bureau (CFPB) can retain a maximum of 5% of its unspent funds at year-end.
Any excess unspent CFPB funds will be transferred to the general fund of the Treasury.
The CFPB will be required to report in detail on the use of its unobligated balances.
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Status: Introduced
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Additional Information
Print number: 119_HR_3141
Sponsor: Rep. Downing, Troy [R-MT-2]
Process start date: 2025-05-01
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

CFPB Budget Integrity Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3141.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-05-01.

What are the main provisions?

Key points include:

  • The Consumer Financial Protection Bureau (CFPB) can retain a maximum of 5% of its unspent funds at year-end.
  • Any excess unspent CFPB funds will be transferred to the general fund of the Treasury.
  • The CFPB will be required to report in detail on the use of its unobligated balances.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Downing, Troy [R-MT-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Economy