arrow_back Back to App

Healthcare Freedom Act: Accounts Available to All Individuals.

This legislation renames Health Savings Accounts (HSAs) to Health Freedom Accounts (HFAs) and makes them accessible to all individuals. It significantly raises annual contribution limits to $12,000 and expands the definition of qualified expenses to include direct primary care and medical cost-sharing organizations. The bill also modifies the tax treatment of employer-provided health coverage for employees hired 5 years after enactment.
Key points
Any individual can contribute to a Health Freedom Account (HFA), as the bill removes the limitation on who is considered an 'eligible individual'.
Annual contribution limits are substantially increased to $12,000 ($24,000 for joint filers).
Funds can be used for a wider range of services, including direct primary care and health care sharing ministries.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_317
Sponsor: Rep. Roy, Chip [R-TX-21]
Process start date: 2025-01-09
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Healthcare Freedom Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_317.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-01-09.

What are the main provisions?

Key points include:

  • Any individual can contribute to a Health Freedom Account (HFA), as the bill removes the limitation on who is considered an 'eligible individual'.
  • Annual contribution limits are substantially increased to $12,000 ($24,000 for joint filers).
  • Funds can be used for a wider range of services, including direct primary care and health care sharing ministries.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Roy, Chip [R-TX-21].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Ways and Means.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-24.

CATEGORIES

Health Taxes Labor