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Insurance Commissioner Gains Vote on Financial Stability Council

This new law changes the composition of the Financial Stability Oversight Council by adding a state insurance commissioner as a voting member. This aims to better integrate the perspective of state insurance regulations into national financial stability decisions, potentially enhancing citizens' financial security through a more stable insurance system.
Key points
A state insurance commissioner becomes a full voting member of the Financial Stability Oversight Council.
The change aims to strengthen oversight of the insurance market and its impact on overall financial stability.
The selection process for the commissioner will involve recommendations from state insurance associations, but the President makes the final appointment.
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Status: Introduced
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Additional Information
Print number: 119_HR_3354
Sponsor: Rep. Loudermilk, Barry [R-GA-11]
Process start date: 2025-05-13
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Primary Regulators of Insurance Vote Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3354.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-05-13.

What are the main provisions?

Key points include:

  • A state insurance commissioner becomes a full voting member of the Financial Stability Oversight Council.
  • The change aims to strengthen oversight of the insurance market and its impact on overall financial stability.
  • The selection process for the commissioner will involve recommendations from state insurance associations, but the President makes the final appointment.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Loudermilk, Barry [R-GA-11].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Economy