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Suspension and Reform of Student Loan Wage Garnishment

This bill aims to suspend the ability to garnish wages for unpaid student loans. These changes are designed to protect citizens from improper wage garnishment and ensure faster refunds if errors occur. Additionally, it introduces new employer liabilities and time limits for garnishments.
Key points
Wage Garnishment Suspension: The ability to garnish wages for student loan debts will be paused until the Department of Education implements new, safer procedures.
Faster Refunds: If your wages are improperly garnished, the Department of Education will be required to refund your money within one calendar week.
Employer Liability: Employers will be financially responsible for improper deductions from your pay if they receive notice of suspension or revocation of a garnishment order.
Time Limit on Garnishment: Wage garnishment will not be allowed for student loans that have been outstanding for more than 10 years.
Double Refund for Errors: If the Department of Education receives your money from an improper garnishment, it must pay you twice the actual amount garnished within 10 days.
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Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_3412
Sponsor: Rep. Pressley, Ayanna [D-MA-7]
Process start date: 2025-05-14
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Ending Administrative Garnishment Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3412.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-05-14.

What are the main provisions?

Key points include:

  • Wage Garnishment Suspension: The ability to garnish wages for student loan debts will be paused until the Department of Education implements new, safer procedures.
  • Faster Refunds: If your wages are improperly garnished, the Department of Education will be required to refund your money within one calendar week.
  • Employer Liability: Employers will be financially responsible for improper deductions from your pay if they receive notice of suspension or revocation of a garnishment order.
  • Time Limit on Garnishment: Wage garnishment will not be allowed for student loans that have been outstanding for more than 10 years.
  • Double Refund for Errors: If the Department of Education receives your money from an improper garnishment, it must pay you twice the actual amount garnished within 10 days.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Pressley, Ayanna [D-MA-7].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Education Courts and Law Benefits