What is the official ID of this bill?
The official print number for this legislation is HR 3412.
Suspension and Reform of Student Loan Wage Garnishment
This bill aims to suspend the ability to garnish wages for unpaid student loans. These changes are designed to protect citizens from improper wage garnishment and ensure faster refunds if errors occur. Additionally, it introduces new employer liabilities and time limits for garnishments.
Key points
Wage Garnishment Suspension: The ability to garnish wages for student loan debts will be paused until the Department of Education implements new, safer procedures.
Faster Refunds: If your wages are improperly garnished, the Department of Education will be required to refund your money within one calendar week.
Employer Liability: Employers will be financially responsible for improper deductions from your pay if they receive notice of suspension or revocation of a garnishment order.
Time Limit on Garnishment: Wage garnishment will not be allowed for student loans that have been outstanding for more than 10 years.
Double Refund for Errors: If the Department of Education receives your money from an improper garnishment, it must pay you twice the actual amount garnished within 10 days.
Status:
Introduced
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