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Easier Mortgage Access for DACA Recipients

This act aims to simplify access to home mortgages for individuals under the DACA program (Deferred Action for Childhood Arrivals). It means their DACA status will no longer be a barrier to obtaining FHA mortgage insurance, Rural Housing Service loans, or to mortgage purchases by Fannie Mae and Freddie Mac. Additionally, the act clarifies that DACA status will not affect veterans' eligibility for housing loans.
Key points
DACA recipients will be eligible for FHA-insured mortgages without restrictions based on their status.
Individuals with DACA will gain equal access to Rural Housing Service home loans.
Fannie Mae and Freddie Mac will not be able to deny mortgage purchases based on a borrower's DACA status.
Veterans who are DACA recipients will retain full eligibility for veteran housing loan benefits.
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Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_3472
Sponsor: Rep. Vargas, Juan [D-CA-52]
Process start date: 2025-05-15
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Housing Stability for Dreamers Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3472.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-05-15.

What are the main provisions?

Key points include:

  • DACA recipients will be eligible for FHA-insured mortgages without restrictions based on their status.
  • Individuals with DACA will gain equal access to Rural Housing Service home loans.
  • Fannie Mae and Freddie Mac will not be able to deny mortgage purchases based on a borrower's DACA status.
  • Veterans who are DACA recipients will retain full eligibility for veteran housing loan benefits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Vargas, Juan [D-CA-52].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Economic Opportunity.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

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