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Kidney Donor Protection: Banning Life Insurance Discrimination.

This new law aims to protect individuals who have donated a kidney from discrimination by life insurance companies. It means insurers cannot refuse, increase prices, or limit coverage solely because someone is a living kidney donor, unless there are additional, unrelated actuarial risks. The act grants living kidney donors the right to sue an insurance company if they face unfair treatment.
Key points
Life insurance providers are prohibited from discriminating against living kidney donors in policy offerings, issuance, cancellation, price, or coverage amount.
Living kidney donors who experience discrimination can file a lawsuit in federal court for damages and attorney's fees.
The act does not override state or local laws that offer greater protection to living kidney donors.
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Introduced
Citizen Poll
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Additional Information
Print number: 119_HR_3503
Sponsor: Rep. Van Drew, Jefferson [R-NJ-2]
Process start date: 2025-05-19