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Equal Disability Benefits: Mental and Physical Health Parity

This act aims to ensure that disability benefit plans treat mental health conditions and substance use disorders equally to physical health conditions. This means if a mental health issue or addiction prevents you from working, your benefits won't have worse terms than for a physical disability. The act also introduces penalties for companies that fail to comply with these rules.
Key points
End to Discrimination: Disability benefit plans can no longer limit benefits for mental health or substance use disorders more restrictively than for physical conditions.
Broader Coverage: If your mental health or substance use disability causes physical health issues, those issues will also be covered as part of the disability.
Penalties for Violations: Companies that do not follow the new rules can face financial penalties.
Right to Sue: Individuals can take legal action against plans or issuers if they fail to comply with these new requirements.
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Introduced
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Additional Information
Print number: 119_HR_3758
Sponsor: Rep. DeSaulnier, Mark [D-CA-10]
Process start date: 2025-06-05
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Workers’ Disability Benefits Parity Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3758.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-06-05.

What are the main provisions?

Key points include:

  • End to Discrimination: Disability benefit plans can no longer limit benefits for mental health or substance use disorders more restrictively than for physical conditions.
  • Broader Coverage: If your mental health or substance use disability causes physical health issues, those issues will also be covered as part of the disability.
  • Penalties for Violations: Companies that do not follow the new rules can face financial penalties.
  • Right to Sue: Individuals can take legal action against plans or issuers if they fail to comply with these new requirements.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. DeSaulnier, Mark [D-CA-10].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Benefits Health Labor