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Nullifying Short-Term Health Insurance Limits: Expanding Coverage Options

This bill aims to nullify a recent federal rule that restricted the availability and duration of Short-Term, Limited-Duration Insurance (STLDI) plans. If enacted, citizens will regain access to a wider range of cheaper, though less comprehensive, health insurance options. This provides greater flexibility in choosing coverage but may expose individuals to higher risks in case of serious illness.
Key points
The bill nullifies the April 2024 federal rule concerning Short-Term, Limited-Duration Insurance and Excepted Benefits Coverage.
Citizens will have access to insurance plans with shorter durations and lower premiums that were previously restricted.
Increased freedom of choice in health plans, but these plans typically offer less comprehensive coverage than standard insurance.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_379
Sponsor: Rep. Carter, Earl L. "Buddy" [R-GA-1]
Process start date: 2025-01-14
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Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Healthcare Freedom and Choice Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_379.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-01-14.

What are the main provisions?

Key points include:

  • The bill nullifies the April 2024 federal rule concerning Short-Term, Limited-Duration Insurance and Excepted Benefits Coverage.
  • Citizens will have access to insurance plans with shorter durations and lower premiums that were previously restricted.
  • Increased freedom of choice in health plans, but these plans typically offer less comprehensive coverage than standard insurance.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Carter, Earl L. "Buddy" [R-GA-1].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-31.

CATEGORIES

Health