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Flood Insurance Streamlining: Faster Decisions for Homeowners

This act aims to speed up the process of issuing flood map decisions for property owners who have altered land by adding fill. This allows citizens to get clarity on their home's flood insurance status more quickly, potentially impacting insurance costs and availability.
Key points
Prohibits delaying the issuance of flood map revision letters for properties with added fill, speeding up the process.
The act aims to keep homeownership costs down by streamlining flood insurance procedures.
These provisions will be repealed once FEMA fully implements endangered species protection requirements.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_3800
Sponsor: Rep. LaMalfa, Doug [R-CA-1]
Process start date: 2025-06-06
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Keeping Homeownership Costs Down Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_3800.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-06-06.

What are the main provisions?

Key points include:

  • Prohibits delaying the issuance of flood map revision letters for properties with added fill, speeding up the process.
  • The act aims to keep homeownership costs down by streamlining flood insurance procedures.
  • These provisions will be repealed once FEMA fully implements endangered species protection requirements.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. LaMalfa, Doug [R-CA-1].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-22.

CATEGORIES

Real Estate Environment