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Parental Healthcare Choice: New Options for Children's Coverage

New rules allow parents to jointly choose the primary health insurance coverage for their newborn child if both parents have separate policies. This decision must be made within 60 days of birth. The change aims to simplify the insurance selection process for families.
Key points
Parents can jointly select which insurance policy will be primary for their newborn child.
The decision for primary coverage must be submitted within 60 days of the child's birth.
Ability to change or discontinue the chosen primary coverage in the future.
These rules apply to children born on or after January 1, 2026.
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Introduced
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Additional Information
Print number: 119_HR_3910
Sponsor: Rep. Davids, Sharice [D-KS-3]
Process start date: 2025-06-11