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Ban on Credit Checks for Rental Housing Decisions

This bill aims to prohibit landlords from using credit checks for prospective and current tenants. This means your credit history cannot be used to decide on renting a home, the security deposit amount, or lease terms. The goal is to make housing more accessible for individuals with low credit scores.
Key points
Landlords will not be allowed to check your credit history when you apply for rental housing.
The ban also applies to setting security deposit amounts and lease terms based on credit history.
Even your consent to a credit check will not override this prohibition, except for reconsideration of a denied application.
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Status: Introduced
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Additional Information
Print number: 119_HR_4369
Sponsor: Rep. Frost, Maxwell [D-FL-10]
Process start date: 2025-07-14
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

End Tenant Credit Screening Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_4369.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-07-14.

What are the main provisions?

Key points include:

  • Landlords will not be allowed to check your credit history when you apply for rental housing.
  • The ban also applies to setting security deposit amounts and lease terms based on credit history.
  • Even your consent to a credit check will not override this prohibition, except for reconsideration of a denied application.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Frost, Maxwell [D-FL-10].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate