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Ally's Act: Hearing Device Coverage in Private Health Plans

The Ally's Act mandates private health insurance plans to cover hearing devices and related services. This means individuals requiring auditory implants, their maintenance, repairs, assessments, and rehabilitation will have these costs covered, significantly reducing their financial burden. These changes are set to take effect from January 1, 2026.
Key points
Mandatory coverage for auditory implants (e.g., cochlear, bone conduction) and external sound processors by private insurance.
Coverage also includes maintenance, repairs, and replacement of devices every 5 years.
Costs for comprehensive hearing assessments, pre-operative medical assessments, surgery, post-operative visits, and aural rehabilitation will also be covered.
Insurers cannot deny coverage if a physician or audiologist determines the service is medically necessary.
Financial requirements and treatment limitations for these services cannot be more restrictive than for other medical benefits.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_4606
Sponsor: Rep. Neguse, Joe [D-CO-2]
Process start date: 2025-07-22
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Ally’s Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_4606.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-07-22.

What are the main provisions?

Key points include:

  • Mandatory coverage for auditory implants (e.g., cochlear, bone conduction) and external sound processors by private insurance.
  • Coverage also includes maintenance, repairs, and replacement of devices every 5 years.
  • Costs for comprehensive hearing assessments, pre-operative medical assessments, surgery, post-operative visits, and aural rehabilitation will also be covered.
  • Insurers cannot deny coverage if a physician or audiologist determines the service is medically necessary.
  • Financial requirements and treatment limitations for these services cannot be more restrictive than for other medical benefits.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Neguse, Joe [D-CO-2].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Health