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Expanding Access to Fertility Treatment and Care Coverage

This act aims to ensure that health insurance plans covering obstetrical services must also cover fertility treatment. This means more individuals will have access to procedures like IVF, regardless of a formal infertility diagnosis, potentially significantly reducing treatment costs for many families. The act also prohibits discrimination and excessive charges for these services, and extends access to veterans and those covered by federal programs.
Key points
Health insurance plans covering obstetrical services will be required to cover fertility treatment, including IVF, gamete preservation, and embryo genetic testing.
Access to fertility treatment will be available without a formal infertility diagnosis, if deemed appropriate by a healthcare provider.
Cost-sharing for fertility treatment (e.g., deductibles, co-insurance) cannot exceed that for other medical services.
The act prohibits insurers from discouraging fertility treatment or discriminating against individuals seeking it.
Veterans, their spouses or partners, and individuals covered by Medicare and Medicaid programs will gain access to fertility treatment.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_4648
Sponsor: Rep. DeLauro, Rosa L. [D-CT-3]
Process start date: 2025-07-23
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Access to Fertility Treatment and Care Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_4648.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-07-23.

What are the main provisions?

Key points include:

  • Health insurance plans covering obstetrical services will be required to cover fertility treatment, including IVF, gamete preservation, and embryo genetic testing.
  • Access to fertility treatment will be available without a formal infertility diagnosis, if deemed appropriate by a healthcare provider.
  • Cost-sharing for fertility treatment (e.g., deductibles, co-insurance) cannot exceed that for other medical services.
  • The act prohibits insurers from discouraging fertility treatment or discriminating against individuals seeking it.
  • Veterans, their spouses or partners, and individuals covered by Medicare and Medicaid programs will gain access to fertility treatment.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. DeLauro, Rosa L. [D-CT-3].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Health Family Benefits