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Easier Student Loan Forgiveness for National Guard and Reserve Members

This act makes it easier for National Guard and Reserve members to count their service periods towards public service loan forgiveness. This means their military service can help them pay off federal student loans faster, even if they weren't working full-time in a public service job at the time. The government will automatically verify this data, reducing paperwork for service members.
Key points
National Guard and Reserve service periods will count towards public service student loan forgiveness.
Even if a service member wasn't employed full-time in a public service job during military service, their payments can count.
Government agencies will automatically share data to credit these periods, requiring no extra action from service members.
A full year of service (80 points) counts each month, and a partial year (50-79 points) counts up to six months.
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Introduced
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Additional Information
Print number: 119_HR_4893
Sponsor: Rep. Magaziner, Seth [D-RI-2]
Process start date: 2025-08-05