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Rural Housing Reform: Support, Improvements, and Accessibility

This act aims to facilitate access to housing in rural areas, especially for low-income individuals. It introduces changes to loan and grant programs to ensure safe and affordable housing, as well as to streamline administrative and technological processes. Citizens can expect better loan terms, greater rental stability, and faster application processing.
Key points
Easier access to loans and grants for rural home improvements, increasing the maximum grant amount to $15,000.
Establishment of a permanent housing preservation and revitalization program, providing long-term support for housing projects and protecting tenants from losing rental assistance.
Option to extend housing loan terms up to 40 years, reducing monthly payments for many families.
Streamlining the application review process for loans and grants, aiming to reduce decision waiting times to 90 days.
Support for homes with accessory dwelling units (ADUs), allowing rental income to be used for loan qualification.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_4957
Sponsor: Rep. Nunn, Zachary [R-IA-3]
Process start date: 2025-08-12
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Rural Housing Service Reform Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_4957.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-08-12.

What are the main provisions?

Key points include:

  • Easier access to loans and grants for rural home improvements, increasing the maximum grant amount to $15,000.
  • Establishment of a permanent housing preservation and revitalization program, providing long-term support for housing projects and protecting tenants from losing rental assistance.
  • Option to extend housing loan terms up to 40 years, reducing monthly payments for many families.
  • Streamlining the application review process for loans and grants, aiming to reduce decision waiting times to 90 days.
  • Support for homes with accessory dwelling units (ADUs), allowing rental income to be used for loan qualification.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Nunn, Zachary [R-IA-3].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

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