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Disaster Housing Protection: Eviction and Foreclosure Moratorium

This act aims to protect citizens from losing their homes during natural disasters. It introduces a temporary ban on evictions and foreclosures, giving residents time to rebuild their lives after a catastrophe. This ensures that those affected by a disaster do not have to worry about their housing during the most difficult period.
Key points
Eviction Ban: Landlords cannot evict tenants for non-payment of rent or increase rent for 120 days after a disaster declaration.
Foreclosure Protection: Lenders cannot initiate foreclosure proceedings for 6 months after a disaster declaration.
Right to Return: Tenants who temporarily relocated due to a disaster have the right to return to their dwelling without additional fees or re-screening.
Extended Notice to Vacate: Landlords must provide tenants with a 30-day notice to vacate after the protection period ends, if they choose to terminate the lease.
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Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_5110
Sponsor: Rep. Cherfilus-McCormick, Sheila [D-FL-20]
Process start date: 2025-09-03
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Federal Disaster Housing Stability Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5110.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-09-03.

What are the main provisions?

Key points include:

  • Eviction Ban: Landlords cannot evict tenants for non-payment of rent or increase rent for 120 days after a disaster declaration.
  • Foreclosure Protection: Lenders cannot initiate foreclosure proceedings for 6 months after a disaster declaration.
  • Right to Return: Tenants who temporarily relocated due to a disaster have the right to return to their dwelling without additional fees or re-screening.
  • Extended Notice to Vacate: Landlords must provide tenants with a 30-day notice to vacate after the protection period ends, if they choose to terminate the lease.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cherfilus-McCormick, Sheila [D-FL-20].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

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