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Disaster Housing Protection: Eviction and Foreclosure Moratorium

This act aims to protect citizens from losing their homes during natural disasters. It introduces a temporary ban on evictions and foreclosures, giving residents time to rebuild their lives after a catastrophe. This ensures that those affected by a disaster do not have to worry about their housing during the most difficult period.
Key points
Eviction Ban: Landlords cannot evict tenants for non-payment of rent or increase rent for 120 days after a disaster declaration.
Foreclosure Protection: Lenders cannot initiate foreclosure proceedings for 6 months after a disaster declaration.
Right to Return: Tenants who temporarily relocated due to a disaster have the right to return to their dwelling without additional fees or re-screening.
Extended Notice to Vacate: Landlords must provide tenants with a 30-day notice to vacate after the protection period ends, if they choose to terminate the lease.
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Status: Introduced
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Additional Information
Print number: 119_HR_5110
Sponsor: Rep. Cherfilus-McCormick, Sheila [D-FL-20]
Process start date: 2025-09-03
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Federal Disaster Housing Stability Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5110.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-09-03.

What are the main provisions?

Key points include:

  • Eviction Ban: Landlords cannot evict tenants for non-payment of rent or increase rent for 120 days after a disaster declaration.
  • Foreclosure Protection: Lenders cannot initiate foreclosure proceedings for 6 months after a disaster declaration.
  • Right to Return: Tenants who temporarily relocated due to a disaster have the right to return to their dwelling without additional fees or re-screening.
  • Extended Notice to Vacate: Landlords must provide tenants with a 30-day notice to vacate after the protection period ends, if they choose to terminate the lease.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cherfilus-McCormick, Sheila [D-FL-20].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

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