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Prohibiting Credit Checks for Employment Decisions

This act prohibits employers from using consumer credit reports to make hiring or adverse employment decisions, protecting citizens' financial privacy. This means past financial issues cannot be a reason for job rejection, unless the position requires national security clearance or is legally mandated. Citizens will have fairer employment opportunities, regardless of their credit history.
Key points
Employers are banned from using credit checks for hiring or adverse employment decisions.
Exceptions apply for jobs requiring national security clearance or when legally required.
The act aims to promote equal employment opportunities by preventing discrimination based on credit history.
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Introduced
Citizen Poll
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Additional Information
Print number: 119_HR_5354
Sponsor: Rep. Cohen, Steve [D-TN-9]
Process start date: 2025-09-15