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National Flood Insurance Program Extended Until November 2025

This legal act extends the National Flood Insurance Program until November 21, 2025. This means that citizens living in flood-prone areas will continue to have access to flood insurance offered by this program, providing them with financial protection against the effects of floods.
Key points
The Flood Insurance Program will continue to operate until November 21, 2025.
Individuals with flood insurance under the program will maintain their coverage.
Residents in flood-prone areas can still insure their properties.
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Status: Introduced
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Additional Information
Print number: 119_HR_5574
Sponsor: Rep. Ezell, Mike [R-MS-4]
Process start date: 2025-09-26
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

To extend the National Flood Insurance Program through November 21, 2025.

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5574.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-09-26.

What are the main provisions?

Key points include:

  • The Flood Insurance Program will continue to operate until November 21, 2025.
  • Individuals with flood insurance under the program will maintain their coverage.
  • Residents in flood-prone areas can still insure their properties.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Ezell, Mike [R-MS-4].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

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