arrow_back Civic Audit
Share share

National Flood Insurance Program Extended Until 2026

This act extends the National Flood Insurance Program (NFIP) until September 30, 2026. This means citizens in flood-prone areas will continue to have access to federal flood insurance, providing financial protection against flood damage. It brings stability for property owners and communities.
Key points
The NFIP flood insurance program will operate until September 30, 2026, ensuring continuous coverage.
Individuals in flood-prone areas will still be able to purchase or renew flood insurance policies.
If enacted after September 30, 2025, the changes will be effective retroactively from that date, ensuring uninterrupted protection.
article Official text account_balance Process page notifications_active Track this Bill
Status: Placed on Calendar
Civic Will
Checking votes...
I support
I oppose
Why does your vote on bills matter?
It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.
Additional Information
Print number: 119_HR_5577
Sponsor: Rep. Garbarino, Andrew R. [R-NY-2]
Process start date: 2025-09-26
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

NFIP Extension Act of 2026

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5577.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-09-26.

What are the main provisions?

Key points include:

  • The NFIP flood insurance program will operate until September 30, 2026, ensuring continuous coverage.
  • Individuals in flood-prone areas will still be able to purchase or renew flood insurance policies.
  • If enacted after September 30, 2025, the changes will be effective retroactively from that date, ensuring uninterrupted protection.
What is the specific legal status?

The current status is Placed on Calendar.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Garbarino, Andrew R. [R-NY-2].

What is the latest detailed status?

The latest detailed status is: Placed on the Union Calendar, Calendar No. 391.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Benefits