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Increased Transparency of Flood Insurance Information for Citizens

This act aims to increase the availability of flood risk and flood insurance information. Citizens will have easier access to data about their properties, claims history, and their community's compliance status, enabling them to better assess risks and make informed decisions about flood protection.
Key points
Public access to flood risk data for individual properties, including claims history and premiums.
Creation of a publicly accessible database for communities participating in the flood insurance program, including compliance status and the number of flood-prone properties.
All disclosed data will be anonymized to protect property owners' privacy, while still allowing for a better understanding of flood risk at the ZIP Code or census block level.
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Status: Introduced
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Additional Information
Print number: 119_HR_5607
Sponsor: Rep. Steube, W. Gregory [R-FL-17]
Process start date: 2025-09-26
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Flood Insurance Transparency Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5607.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-09-26.

What are the main provisions?

Key points include:

  • Public access to flood risk data for individual properties, including claims history and premiums.
  • Creation of a publicly accessible database for communities participating in the flood insurance program, including compliance status and the number of flood-prone properties.
  • All disclosed data will be anonymized to protect property owners' privacy, while still allowing for a better understanding of flood risk at the ZIP Code or census block level.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Steube, W. Gregory [R-FL-17].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Environment Courts and Law