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Federal Employee Student Loan Protection During Government Shutdowns.

This law protects federal employees with federal student loans from financial harm if they miss payments due to a government shutdown causing a pay disruption. During these involuntary pay interruptions, no interest or late fees will be charged, and their credit history will not be negatively affected. The goal is to provide financial stability to employees whose wages are halted through no fault of their own.
Key points
Stops interest accrual and late fees on federal student loans for federal employees during periods when they are not receiving scheduled wages due to a government shutdown.
Prohibits reporting delayed or missed payments to credit agencies, safeguarding the credit history of affected employees.
The protections apply retroactively to pay disruptions occurring on or after October 1, 2025, requiring the removal of any adverse credit reports.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_5816
Sponsor: Rep. Crockett, Jasmine [D-TX-30]
Process start date: 2025-10-24
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

HELP FEDs Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5816.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-10-24.

What are the main provisions?

Key points include:

  • Stops interest accrual and late fees on federal student loans for federal employees during periods when they are not receiving scheduled wages due to a government shutdown.
  • Prohibits reporting delayed or missed payments to credit agencies, safeguarding the credit history of affected employees.
  • The protections apply retroactively to pay disruptions occurring on or after October 1, 2025, requiring the removal of any adverse credit reports.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Crockett, Jasmine [D-TX-30].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Education Labor