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Suspending Federal Student Loan Payments for Feds During Government Shutdowns.

This bill mandates the automatic suspension of federal student loan payments for federal employees and certain contractors if a government shutdown lasts 14 days or more. During this relief period, no interest will accrue, and the suspended months will count as qualifying payments toward loan forgiveness programs, ensuring borrowers' credit scores are protected.
Key points
Automatic suspension of federal student loan payments for federal employees and contractors during government shutdowns lasting 14 days or more.
Interest will not accrue on the suspended loans during the relief period, providing direct financial relief.
Suspended months count as qualifying payments toward loan forgiveness programs (like PSLF), protecting progress toward debt cancellation.
Borrowers who made payments during a qualifying shutdown can request a refund.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_HR_5843
Sponsor: Rep. Elfreth, Sarah [D-MD-3]
Process start date: 2025-10-28
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Shutdown Student Loans for Feds Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_HR_5843.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2025-10-28.

What are the main provisions?

Key points include:

  • Automatic suspension of federal student loan payments for federal employees and contractors during government shutdowns lasting 14 days or more.
  • Interest will not accrue on the suspended loans during the relief period, providing direct financial relief.
  • Suspended months count as qualifying payments toward loan forgiveness programs (like PSLF), protecting progress toward debt cancellation.
  • Borrowers who made payments during a qualifying shutdown can request a refund.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Elfreth, Sarah [D-MD-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Education Labor