Easier Health Insurance Access and 12-Month Postpartum Care for Mothers.
This law mandates a special enrollment period for pregnant individuals, allowing them to immediately access comprehensive health coverage outside of standard enrollment times. It also requires insurance plans to cover maternity care for all pregnant dependents, regardless of age. Crucially, it makes 12 months of continuous postpartum coverage mandatory under Medicaid and CHIP, replacing the previous 60-day limit, significantly improving maternal and infant health outcomes.
Key points
Immediate Insurance Access: Pregnant individuals can enroll in health plans immediately upon reporting or confirming pregnancy (Special Enrollment Period).
Mandatory Dependent Maternity Coverage: Insurance plans must cover pregnancy, childbirth, and postpartum care for all dependents, regardless of their age.
Extended Postpartum Coverage: Medicaid and CHIP coverage is required to last for a full 12 months after birth, extending care beyond the current 60-day period.
Introduced
Additional Information
Print number: 119_HR_6242
Sponsor: Rep. Watson Coleman, Bonnie [D-NJ-12]
Process start date: 2025-11-20